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Iside Sarmiento Periodista, Escritora y Asesora de Feng Shui para hogares, negocios y construcción.

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Thomas Lin Yun trajo el Feng Shui a occidente. Creador de la escuela del Bagua con la puerta de entrada y gran maestro quien dejó su cuerpo físico el 11 de agosto del 2010.

*Aqui en la presentación y bendición de la primera edición de mi libro durante la clase "Secretos milenarios". Universidad de Harvard, 2009.

Libro de Feng Shui

Tercera Edición 2013

Capítulos nuevos, información complementaria y más imágenes!

" ¿La cama siempre tiene que apuntar al norte? Con preguntas como ésta me dí cuenta que lo que hacía falta para entender esto del Feng Shui era aprender tres cosas básicas: que hay distintas escuelas, que el Feng Shui personal es diferente para todos y que se puede escoger la escuela que mejor se ajuste a su espacio o a sus necesidades".

Iside Sarmiento, Feng Shui, el arte de la buena vida.

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Aromas doTerra

 

Una gota de menta doTerra equivale a 28 tazas de té de menta, es excelente para despejar la respiración, oxigenar el cerebro y revitalizar.

La Lavanda ayuda a minimizar el stres, ayuda relajarse y a dormir placenteramente. 

El limón ayuda a la limpieza en el oficio doméstico y abrillanta el estado de ánimo. 

 

Conectémonos

Iside y el Buda de Jade.

El Jade es una piedra preciosa de alta vibración que se relaciona a la protección y la riqueza. Al fondo las Peonias, flores de la primavera y del amor. El Buda de la abundancia es gordo y sonriente porque transforma las situaciones. Este Buda de Jade sostiene un RuYi, el cetro de poder y está parado sobre una flor de loto, representación de la iluminación. Elefantes representando la solidez a la entrada de un espacio.

Badaling, Beijing. China. 2010

 

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The upfront price of refinancing can be a small off-putting, about three to six percent of your price of one's home. Home owners don't like this substantial expense, but the savings they could get is often quite useful. Listed here are just a few of the positive aspects of refinancing and how they will help you.

Get a Decrease Interest rate

One with the greatest factors men and women discover the idea of refinancing a property is always to lower their rate of interest. Smaller prices can cut down your monthly payment or put additional cash towards the principle from the mortgage, which allows you to build a lot more equity. The upfront costs are usually a little value to pay, especially should you can refinance for two percentage points or greater than your present rate.



Shorter Loan Terms

Refinancing may also assistance homeowners reduce the number of years that they ought to pay on their loan. So as to do this, the existing property loan is converted into a new loan having a decrease price. Your bill might stay the exact same, but it is possible to spend off the loan in much less time, like 15 years as an alternative to the typical 30.

Change the Loan Kind

Some home owners may well have a loan type that is not very desirable. Prior to the housing collapse, interest-only and adjustable-rate loans had been frequent. In case your prices are rising or you aren't paying something towards your principle, you may contemplate refinancing to receive a fixed rate loan.

Use Equity and Consolidate Debt

Refinancing might help you consolidate your current debts. That is ordinarily carried out in situations where the homeowner includes a initially and second mortgage. Property owners might also have a house equity line of credit that they need to include inside the consolidation approach. This can aid them get a lower rate of interest loan or do a cash-out refinancing, permitting them to spend off any debts that they may have.

Once you refinance a household, you might be able to get some steep savings. To determine if refinancing is a fantastic choice for you, take into account how lengthy you will be preparing on staying in the house. It could take two to five years to recover from producing the large initial investment of refinancing. Home owners that plan on moving throughout that time may possibly not get the huge added benefits that someone staying would.

After you choose that refinancing your mortgage loan is definitely the most effective choice for you personally, make contact with a regional mortgage broker.

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